Financial literacy is increasingly being reframed as a core economic infrastructure, according to Tumi Sekoni, Group COO of FMDQ Group.
Speaking at the conclusion of the organisation’s 2026 Global Money Week outreach, Sekoni positioned financial knowledge not as a soft skill, but as a foundational requirement for economic participation and resilience.
“At FMDQ, we recognise that financial knowledge is a critical life skill that empowers individuals to build sustainable futures,” she said.
The initiative, delivered through the FMDQ-Next Generation Financial Markets Empowerment Programme, targeted students with practical financial education—bridging the gap between theoretical knowledge and real-world financial systems.
From a broader economic lens, the strategy reflects three key insights:
1. Financial Literacy as Economic Infrastructure
Just as roads and broadband enable commerce, financial literacy enables effective participation in financial systems.
2. Early Intervention Drives Long-Term Outcomes
Targeting young people builds a pipeline of financially informed citizens capable of:
- Making better investment decisions
- Accessing formal financial systems
- Supporting capital market growth
3. Inclusion as a Growth Multiplier
Improved financial literacy expands:
- Retail investor participation
- SME financing readiness
- Household financial stability
The programme aligns with global frameworks led by the Organisation for Economic Co-operation and Development, reinforcing the role of financial education in long-term economic sustainability.
Since 2018, FMDQ’s initiative has reached over 1,470 participants, combining classroom learning with experiential programmes such as trading simulations and internships.
For BrandiQ, the signal is clear: markets do not just grow through capital – they grow through capability.

